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Finance Support

At DT Automotive we understand that our customers sometimes need the flexibility of finance rather than outright purchase. We have teamed up with Close Brothers to offer competitive loans to people with different credit scores.


Even if you have a poor credit rating we can help arrange finance for you. We work with all customers and lenders to help you secure the best deal for your budget.


Bad credit history: No problem! It's our speciality.
CCJ's, defaults or arrears: We may still be able to help!
Low rate UK loans: We endeavour to get you the best deal!
Quick decision: We are sure you will be impressed with our speed and efficiency!

What is bad credit?

You may be unsure of your own credit rating, so here is some information to help you understand more.

Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.

Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?

As a result of the global credit crunch a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.

The good news is there are still a number of specialist lenders that offer car/van loans to people with a bad credit record who also offer very competitive rates.


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Featured Vans

Representative Example CS

An OTR Cash Price of £9,991.00 with a deposit of £1,998.20 leaving an amount of credit of £9,991.00. The agreement is resulting a Representative 12.4% APR, Rate of interest 6.53% and a total amount payable of £15,261.00. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 220.88, regular monthly payment of £220.88 and a final monthly payment of £230.88. All physical quotes supplied by DT Automotive are in accordance with current FCA regulations and are subject to a full credit search.
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FINANCIAL DISCLOSURE


Used Van Finance Made Simple with DT Automotive

At DT Automotive, we understand that buying a van is a big decision. That’s why we offer flexible used van finance solutions to help you spread the cost of your next vehicle while keeping your cash flow working for your business. Whether you’re a sole trader, limited company, self-employed customer or private buyer, our team can help you explore competitive finance options tailored to your budget.

Working with trusted finance partners, including Close Brothers, we can help arrange Hire Purchase (HP) finance on a wide range of quality used vans. We support customers with different credit backgrounds and will work hard to find the right solution for your circumstances. From your first enquiry through to delivery, DT Automotive provides a simple, transparent and hassle-free finance experience.

FCA No. 988540 DT Automotive (NW) LTD is authorised and regulated by the Financial Conduct Authority, FRN 988540. All finance is subject to status and income. Written Quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.